General Requirements: All loan applicants must open appropriate operational account and meet all Know Your Customer’s (KYC) requirement before being granted loans.

  1. Application Letter
  2. Copy of previous publications by applicant
  3. Income/expenditure record of previous publications
  4. Book must be at point of publication and draft copy submitted.
  5. Produce publishers printing quotation.
  6. 3-6 months Bank statement of account/previous sales record.
  7. Submission of other bank cheque leaflets by applicant for period of repayment
  8. 30-50% contribution (depending on years of experience).
  9. Two guarantors who are salary earners. Guarantors to submit 3 months pay slip, copy of official ID card, undated signed blank cheque leaflets for monthly repayments , I passport photograph and salary account bank statement.
  10. Maximum repayment period of 6months.
  11. Micro insurance cover

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